/* Sunnycash (써니캐시) - fintech landing page
   Palette: navy #0E2A4A / blue #1E5FA8 / money-green #16A672 / amber #F2A93B
   Font: SCDream (SIL OFL) */

@font-face { font-family:'SCDream'; src:url('fonts/SCDream3.woff2') format('woff2'); font-weight:400; font-display:swap; }
@font-face { font-family:'SCDream'; src:url('fonts/SCDream4.woff2') format('woff2'); font-weight:500; font-display:swap; }
@font-face { font-family:'SCDream'; src:url('fonts/SCDream6.woff2') format('woff2'); font-weight:700; font-display:swap; }
@font-face { font-family:'SCDream'; src:url('fonts/SCDream8.woff2') format('woff2'); font-weight:800; font-display:swap; }
@font-face { font-family:'SCDream'; src:url('fonts/SCDream9.woff2') format('woff2'); font-weight:900; font-display:swap; }

:root{
  --navy:#0E2A4A;
  --navy-deep:#081A30;
  --blue:#1E5FA8;
  --green:#16A672;
  --green-dark:#0E8259;
  --amber:#F2A93B;
  --bg:#F6F8FB;
  --white:#FFFFFF;
  --text:#14171F;
  --text-muted:#5B6472;
  --border:#E3E8EF;
  --radius-lg:20px;
  --radius-md:14px;
  --radius-pill:999px;
  --shadow-sm:0 2px 10px rgba(14,42,74,.06);
  --shadow-md:0 12px 32px rgba(14,42,74,.10);
  --shadow-lg:0 24px 60px rgba(14,42,74,.14);
}
input::placeholder {
color: #222;
}
/* For Edge */
::-ms-input-placeholder {
   color: #222;
}
/* For Firefox */
::-moz-placeholder {
   color: #222;
}
/* For WebKit browsers (Chrome, Safari) */
::-webkit-input-placeholder {
   color: #222;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'SCDream',-apple-system,'Malgun Gothic',sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block;}
a{color:inherit;text-decoration:none;}
.container{width:100%;max-width:1180px;margin:0 auto;padding:0 24px;}
section{position:relative;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:15px;font-weight:700;color:var(--green-dark);
  background:rgba(22,166,114,.10);
  border:1px solid rgba(22,166,114,.25);
  padding:7px 16px;border-radius:var(--radius-pill);
  letter-spacing:.02em;
}
.pill{
  display:inline-block;background:var(--green);color:#fff;
  border-radius:var(--radius-pill);padding:6px 16px;font-weight:700;font-size:15px;
}
.pill--amber{background:var(--amber);color:var(--navy-deep);}
h1,h2,h3{font-weight:800;color:var(--navy);margin:0;letter-spacing:-.01em;}
.section-head{text-align:center;max-width:640px;margin:0 auto 44px;}
.section-head h2{font-size:clamp(24px,3vw,34px);margin-top:14px;}
.section-head p{color:var(--text-muted);margin-top:10px;font-size:16px;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:inherit;font-weight:700;font-size:16px;cursor:pointer;
  border-radius:var(--radius-pill);border:none;padding:16px 30px;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn--primary{background:var(--green);color:#fff;box-shadow:0 10px 24px rgba(22,166,114,.32);}
.btn--primary:hover{background:var(--green-dark);transform:translateY(-2px);}
.btn--ghost{background:#fff;color:var(--navy);border:1.5px solid var(--border);}
.btn--ghost:hover{border-color:var(--blue);color:var(--blue);}
.btn--block{width:100%;}
.btn--lg{padding:18px 36px;font-size:17px;}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.85);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--border);
}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:76px;}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:20px;color:var(--navy);}
.logo svg{flex:none;}
.logo .tag{font-weight:500;font-size:12px;color:var(--text-muted);margin-left:2px;}
.nav-links{display:flex;gap:32px;font-weight:600;font-size:15px;color:var(--navy);}
.nav-links a{opacity:.8;}
.nav-links a:hover{opacity:1;color:var(--green-dark);}
.header-cta{display:flex;align-items:center;gap:18px;}
.header-cta .phone{font-weight:700;color:var(--navy);font-size:15px;display:flex;align-items:center;gap:6px;}
@media (max-width:860px){ .nav-links{display:none;} .header-cta .phone{display:none;} }

/* ---------- Hero ---------- */
.hero{
  background:
    radial-gradient(1200px 600px at 82% -10%, rgba(30,95,168,.10), transparent 60%),
    radial-gradient(900px 500px at 8% 110%, rgba(22,166,114,.10), transparent 60%),
    #FFFFFF;
  overflow:hidden;
  padding:64px 0 40px;
}
.hero-pattern{
  position:absolute;inset:0;pointer-events:none;
  background-image:
    linear-gradient(rgba(14,42,74,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(14,42,74,.05) 1px, transparent 1px);
  background-size:44px 44px;
  -webkit-mask-image:radial-gradient(760px 520px at 74% 40%, #000 0%, transparent 72%);
  mask-image:radial-gradient(760px 520px at 74% 40%, #000 0%, transparent 72%);
}
.hero-orbit{
  position:absolute;right:-6%;top:8%;width:640px;height:640px;
  border:1.5px dashed rgba(30,95,168,.25);border-radius:50%;
  pointer-events:none;
}
.hero-orbit::before{
  content:'';position:absolute;inset:56px;
  border:1.5px dashed rgba(22,166,114,.28);border-radius:50%;
}
.hero-dot{position:absolute;border-radius:50%;pointer-events:none;}
.hero .container{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center;}
.hero-copy h1{font-size:clamp(30px,4.4vw,80px);line-height:1.24;margin-top:18px;}
.hero-copy h1 em{color:var(--green-dark);font-style:normal;}
.hero-copy p.lead{font-size:17px;color:var(--text-muted);margin-top:18px;max-width:460px;}
.hero-actions{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap;}
.hero-note{margin-top:16px;font-size:15px;color:var(--text-muted);display:flex;align-items:center;gap:6px;}
.hero-stats{display:flex;gap:28px;margin-top:38px;flex-wrap:wrap;}
.hero-stats div b{display:block;font-size:24px;color:var(--navy);font-weight:900;}
.hero-stats div span{font-size:15px;color:var(--text-muted);}

.hero-visual{position:relative;display:flex;justify-content:center;align-items:flex-end;min-height:420px;}
.hero-glow{
  position:absolute;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle,rgba(30,95,168,.16),rgba(22,166,114,.10) 55%,transparent 75%);
  filter:blur(6px);
}
.hero-visual img{
  position:relative;z-index:2;width:100%;max-width:560px;height:auto;
  filter:drop-shadow(0 30px 40px rgba(14,42,74,.20));
}
.hero-badge{
  position:absolute;z-index:3;background:#fff;border:1px solid var(--border);
  box-shadow:var(--shadow-md);border-radius:16px;padding:12px 16px;
  display:flex;align-items:center;gap:10px;font-weight:700;font-size:15px;color:var(--navy);
}
.hero-badge svg{flex:none;}
.hero-badge--1{top:6%;left:2%;}
.hero-badge--2{bottom:10%;right:0%;}
@media (max-width:960px){
  .hero .container{grid-template-columns:1fr;}
  .hero-visual{order:-1;min-height:320px;}
  .hero-orbit{display:none;}
  .hero-badge{display:none;}
}

/* ---------- Trust bar ---------- */
.trustbar{background:var(--navy);padding:18px 0;}
.trustbar .container{display:flex;justify-content:center;gap:40px;flex-wrap:wrap;color:#CFE0F5;font-size:15px;font-weight:600;}
.trustbar span{display:flex;align-items:center;gap:8px;}
.trustbar strong{color:#fff;}
.trustbar-mobile{display:none !important;}

/* ---------- Testimonials ---------- */
.testimonials{padding:88px 0 64px;}
.t-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.t-card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:28px;box-shadow:var(--shadow-sm);
  transition:transform .18s ease, box-shadow .18s ease;
}
.t-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);}
.t-head{display:flex;align-items:center;gap:14px;margin-bottom:16px;}
.t-avatar{width:52px;height:52px;border-radius:50%;object-fit:cover;border:2px solid var(--bg);box-shadow:0 0 0 2px var(--border);}
.t-head .role{font-size:12px;color:var(--green-dark);font-weight:700;background:rgba(22,166,114,.10);display:inline-block;padding:2px 10px;border-radius:var(--radius-pill);margin-bottom:4px;}
.t-head .name{font-weight:700;color:var(--navy);font-size:15px;}
.t-stars{color:var(--amber);font-size:15px;letter-spacing:2px;margin-bottom:10px;}
.t-quote{font-size:14.5px;color:var(--text);}

/* ---------- Benefits ---------- */
.benefits{padding:64px 0;background:linear-gradient(180deg,#fff, var(--bg));}
.b-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.b-card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:32px 28px;text-align:left;box-shadow:var(--shadow-sm);
}
.b-icon{
  width:56px;height:56px;border-radius:16px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg, var(--navy), var(--blue));margin-bottom:20px;
}
.b-card:nth-child(2) .b-icon{background:linear-gradient(135deg, var(--green), var(--green-dark));}
.b-card:nth-child(3) .b-icon{background:linear-gradient(135deg, var(--amber), #d98a1a);}
.b-card h3{font-size:18px;margin-bottom:10px;}
.b-card p{color:var(--text-muted);font-size:14.5px;margin:0;}

/* ---------- Application / form ---------- */
.apply{padding:80px 0;background:var(--navy);position:relative;overflow:hidden;}
.apply::before{
  content:'';position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size:40px 40px;
  -webkit-mask-image:radial-gradient(700px 500px at 15% 20%, #000, transparent 70%);
  mask-image:radial-gradient(700px 500px at 15% 20%, #000, transparent 70%);
}
.apply .container{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}
.apply-copy .eyebrow{background:rgba(255,255,255,.10);border-color:rgba(255,255,255,.18);color:#8FE3C4;}
.apply-copy h2{color:#fff;font-size:clamp(24px,3.2vw,34px);margin-top:16px;}
.apply-copy p{color:#B9C6DA;margin-top:14px;font-size:15.5px;max-width:420px;}
.apply-list{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-direction:column;gap:12px;}
.apply-list li{display:flex;align-items:center;gap:10px;color:#E4ECF7;font-size:14.5px;}
.apply-list svg{flex:none;}

.apply-form{
  background:#fff;border-radius:var(--radius-lg);padding:34px;box-shadow:var(--shadow-lg);
}
.apply-form h3{font-size:19px;margin-bottom:4px;}
.apply-form .sub{color:var(--text-muted);font-size:13.5px;margin-bottom:22px;}
.field{margin-bottom:16px;}
.field label{display:block;font-size:15px;font-weight:700;color:var(--navy);margin-bottom:6px;}
.field input,.field select{
  width:100%;padding:13px 14px;border:1.5px solid var(--border);border-radius:10px;
  font-family:inherit;font-size:14.5px;color:var(--text);background:#fbfcfe;
  transition:border-color .15s ease;
}
.field input:focus,.field select:focus{outline:none;border-color:var(--green);background:#fff;}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.consent{display:flex;align-items:flex-start;gap:8px;font-size:12.5px;color:var(--text-muted);margin:18px 0 20px;}
.consent input{margin-top:2px;}
.form-foot{font-size:11.5px;color:#9aa4b2;margin-top:14px;text-align:center;}
/* Dynamic CRM form visibility */
.crm-form-desktop{display:block;}
.crm-form-mobile{display:none;}

@media (max-width:860px){
  .crm-form-desktop{display:none;}
  .crm-form-mobile{display:block;}
}

/* ---------- Disclosure ---------- */
.disclosure{padding:30px 0;background:var(--bg);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.disclosure p{max-width:900px;margin:0 auto;text-align:center;font-size:12.5px;color:var(--text-muted);line-height:1.7;}
.disclosure .todo{color:#C0392B;font-weight:700;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-deep);color:#9FB0C6;padding:52px 0 28px;font-size:15px;}
.footer-top{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.08);}
.footer-brand .logo{color:#fff;margin-bottom:10px;}
.footer-brand p{max-width:320px;color:#8093AB;}
.footer-links{display:flex;gap:56px;flex-wrap:wrap;}
.footer-links h4{color:#fff;font-size:15px;margin:0 0 14px;}
.footer-links ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}
.footer-links a:hover{color:#fff;}
.footer-legal{padding-top:24px;line-height:1.9;}
.footer-legal .todo{color:#F2A93B;font-weight:700;}
.footer-bottom{margin-top:16px;color:#66748A;}

@media (max-width:860px){
  .t-grid,.b-grid{grid-template-columns:1fr;}
  .apply .container{grid-template-columns:1fr;}
  .field-row{grid-template-columns:1fr;}
}

/* ---------- Mobile polish ---------- */
@media (max-width:640px){
  .container{padding-left:18px;padding-right:18px;}

  .site-header .container{height:64px;gap:12px;}
  .logo{gap:8px;font-size:18px;line-height:1;white-space:nowrap;min-width:0;}
  .logo svg{width:30px;height:30px;}
  .logo .tag{display:none;}
  .header-cta{gap:0;flex:none;}
  .header-cta .btn{min-height:42px;padding:11px 17px;font-size:15px;line-height:1.2;white-space:nowrap;box-shadow:0 6px 16px rgba(22,166,114,.24);}

  .hero{padding:38px 0 28px;}
  .hero .container{gap:24px;}
  .hero-copy{text-align:center;}
  .hero-copy h1{font-size:34px;line-height:1.22;margin-top:14px;letter-spacing:-.035em;}
  .hero-copy p.lead{font-size:15px;line-height:1.7;margin:16px auto 0;}
  .hero-actions{margin-top:22px;gap:10px;display:grid;grid-template-columns:1fr;}
  .hero-actions .btn{width:100%;padding:15px 20px;font-size:15px;}
  .hero-note{justify-content:center;font-size:12px;line-height:1.5;}
  .hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:26px;}
  .hero-stats div{padding:10px 4px;border-radius:12px;background:rgba(246,248,251,.85);}
  .hero-stats div b{font-size:19px;}
  .hero-stats div span{font-size:11px;line-height:1.35;}

  .hero-visual{order:initial;min-height:250px;align-items:flex-end;}
  .hero-glow{width:280px;height:280px;}
  .hero-visual img{max-width:330px;filter:drop-shadow(0 18px 28px rgba(14,42,74,.16));}

  .trustbar{padding:15px 0;background:var(--navy);border:0;}
  .trustbar .container{
    display:flex;
    justify-content:center;
    padding-left:10px;
    padding-right:10px;
  }
  .trustbar-desktop{display:none !important;}
  .trustbar .trustbar-mobile{
    display:flex !important;
    justify-content:center;
    gap:10px;
    color:#fff;
    font-size:clamp(14px,5vw,17px);
    font-weight:800;
    line-height:1.3;
    letter-spacing:-.035em;
    white-space:nowrap;
  }
  .trustbar-mobile b{color:#7D96B2;font-weight:500;}

  .testimonials,.benefits,.apply{padding-top:56px;padding-bottom:48px;}
  .section-head{margin-bottom:28px;}
  .t-card,.b-card{padding:22px;}
  .apply-form{padding:22px 16px;}
}
.crm-wrap {padding:0 !important;border:0 !important}

.apply-form .sub {font-size:15px;}
@media (max-width:370px){
  .container{padding-left:14px;padding-right:14px;}
  .logo{font-size:16px;gap:6px;}
  .logo svg{width:28px;height:28px;}
  .header-cta .btn{padding:10px 13px;font-size:15px;}
  .hero-copy h1{font-size:45px;}
  .apply-form h3, .apply-form .sub {text-align:center;}

}